Medical Benefits:
- Plan has an Individual deductible (2 deductible family maximum)
- Co - Pay In-Network Physician, Co - Pay Specialist, Out-of-Network - Deductible
- In-Network In-Patient Hospital Stay, Out of Network Hospital Stay
- Emergency Room Co-Pay / Urgent Care Co-Pay
- It also includes a Life Insurance Policy for the employee only (Free of Charge)
Pharmacy Benefits:
- Pharmacy Benefits - Individual Deductible (3 deductibles per family)
- Pharmacy Benefits - Co-Pays
Voluntary Life Insurance:
- Voluntary term-life insurance is available for employees and dependents.
- Cost varies per age group and amount of coverage.
Dental Insurance:
Dental Insurance is available to all full time employees. The cost is dependent upon the plan selected. A plan sheet can be requested from the insurance department dental insurance details.
Vision Insurance:
- Vision insurance is available at an additional cost.
Disability Insurance:
- This insurance provides coverage for off-the-job injury and illness.
- Short - Term Disability
- Long - Term Disability
Cafeteria Plan:
- This benefit allows you to pay for benefit premiums before taxes. These taxes are eliminated and not deferred. All federal, state and FICA taxes are eliminated. ? Disability Insurance? This insurance provides coverage for off-the-job injury and illness. Coverage begins on the first day of disability due to injury, and the eighth day of disability due to illness. Our Short-Term disability pays for thirteen weeks with a weekly maximum and Long-Term disability pays approximately to the age of 65.
AFLAC (Voluntary Insurance Coverage)
- Personal Accident Expense Plan
- Personal Cancer Protector Plan
- Personal Recovery Plus
- Personal Hospital Intensive Care Insurance
- Voluntary Indemnity Plan
- Life Assurance